About
We sell card readers and charge 0.4% and a cent.
Shoppi POS is the point-of-sale arm of Shoppi Pay. We build the till software, we resell Stripe hardware, and we take a stated margin on each payment instead of a blended rate nobody can audit. That is the whole business model, and this page is the long version of it.
Always the same deal
€5 a month, up to 30 card payments
0.4% + 1c on top of Stripe
The reader is yours, bought once
Free shipping with a plan
How we make money
Three lines, and you can see all of them.
Most of this industry earns quietly — in the spread between what the networks charge and what you are quoted, in per-terminal licences, in add-ons that arrive as separate invoices. We would rather print ours.
Hardware
A margin on the box
We buy Stripe card readers and resell them. The price on the page is the price, with no financing behind it.
The account
€5 / month
Per business. It pays for the app, the support and the servers, and it is why every account has a monthly fee.
Per payment
0.4% + 1c
Added to Stripe’s published rate, which we do not mark up and take no share of.
We do not sell merchant data and we do not market to your customers.
What we decided not to do
The shape of a product is mostly the list of things it refuses.
No zero-fee account
An account with no monthly fee is paid for in the transaction rate. We charge five euros and keep the rate low enough to publish.
No blended rate
Stripe’s fee and our margin stay separate on your statement so you can check ours against theirs.
No per-till licence
Adding a register does not change the plan price. The €5 plan covers up to 30 card payments a month per location.
No hardware lease
You buy the reader and it is yours. Cancel the account and you still own it.
No bundled add-ons
The marketplace listing is part of the €5 plan. A separate website for professionals comes with the €29 plan, and extra modules are one-time add-ons from the €29 plan up, because plenty of merchants never want them.
No table management
We are a retail-first till that bars and trucks use happily. If you need kitchen display screens, buy a hospitality POS.
Who it is for
People who sell in person and would like the software to be the cheap part.
Stallholders and traders
Weekend markets, fairs and pop-ups where the till has to fit in an apron.
Shops and boutiques
A fixed counter, a product catalogue with stock levels you keep up to date, and a website that shares the same catalogue.
Multi-outlet businesses
Hotels, venues and small chains that want one account and reporting split by outlet.
Built on Stripe
We are a Stripe Verified Partner. Payments, payouts and compliance are theirs; the till, the catalogue and the reporting are ours.
Yours
Your Stripe account
The money moves through an account in your name, which you can log into and audit whenever you like.
Compliance
PCI-DSS Level 1
Card data never touches our systems. Compliance is handled at Stripe’s level, at no charge to you.
Cashflow
Payouts through Stripe
Through Stripe Connect, straight to your bank. Instant payouts are available with the Business plan, if Stripe enables them on your account.
Straight questions
Are you a payment processor?
No. Stripe processes the payments. We build the point of sale on top and resell the hardware.
Why should I trust the 0.4%?
Because you can check it. Compare any Shoppi invoice against the volume in your own Stripe dashboard — the arithmetic is public.
Will the rate go up?
If it ever changes we will write to every merchant before it applies, not after. It has no volume tiers, so there is nothing to quietly reprice.
What happens to my data if I leave?
Your card payment history stays in your own Stripe account, in your name, whether or not you are still a customer.
Where are you based?
Shoppi Ltd. Company details, terms and privacy policy are linked in the footer.
Seventy-nine euros and five a month.
The reader is yours, the rate is printed, and the upgrades are optional.